Tanawu
Update shuda Aug 18, 2026 Tanawu aik sarmaya kaari ki hikmat amli hai jo majmoi portfolio ka khatra kam karne ke liye sarmaya mukhtalif assets ya asset classes mein phailati hai.
Iss ka bunyadi maqsad unn majmoi khatrat ko kam karna hai jo ek hi asset class ko hold karne se paida ho sakte hain, jese keh
stocks, bonds, commodities, ya
cryptocurrency. Aik mukhtalif qisam ke assets ke hamil portfolio ke zariye taweel muddat mein returns ziada hamwar rehne ka imkaan hota hai, kiun keh musbat karkardagi walay assets manfi returns walay assets ko offset kar sakte hain.
Tanawu ek hi asset class ke andar ya mukhtalif asset classes mein bhi hasil kiya ja sakta hai. Misal ke tor par, crypto asset class ke andar, sarmaya kaar mukhtalif istemal ke cases mein coins aur tokens ki wasee variety hold kar sakta hai, jo keh digital currencies se lay kar
smart contract platforms aur
blockchain networks tak phaili hoti hai.
Moassar tanawu mein ek eham factor correlation hai. Correlation yeh zahir karta hai keh assets ek dusray ke muqable mein kis hadd tak tabdeel hote hain. Jo assets manfi tor par correlate karte hain woh aam taur par mukhtalif simt mein tabdeel hote hain, woh un assets ke muqable mein tanawu ke liye ziada mufeed ho sakte hain jo keh ek hee simt mein tabdeel hote hain. Agar portfolio mein bohat ziada correlate assets mojood hon, to woh market conditions par bilkul ek single-asset position ki tarah asar andaz ho sakta hai. Correlation
asset ki taqseem ka amal teh karte waqt bhi mufeed hota hai.
Tanawu ki hikmat e amliyon mein dusray awamil ko bhi madd e nazar rakha ja sakta hai, jaise keh geographic location, industry sector, aur company size. Misal ke tor par, mukhtalif mumalik mein mojood companies ke stocks hold karna, ek hi mulk ke mukhtalif stocks hold karne ke muqable mein ziada darje ka tanawu faraham kar sakta hai.
Sarmaya Kaar instrument tanawu bhi istemal kar sakte hain, jo asset-class ke tanawu ke muqable mein ziada makhsoos aur markooz hota hai. Is mein
index funds ya
exchange-traded funds (ETFs) ka istemal shamil ho sakta hai taakeh ek hi waqt mein kai mukhtalif securities ki basket mein sarmaya kaari ki ja sakay.
Agar cheh tanawu baray nuqsanat ke imkanat ko kam kar sakta hai, lekin yeh munafay ke imkaan ko bhi mehdood kar sakta hai, kiun keh ek single asset akele ziada returns de sakta hai.